Insurance

BFSG (Pty) Ltd t/a Bafa Funeral Home markets various funeral benefit plans administered and underwritten by African Unity Life, an Authorised Financial Services provider, FSP 8447.  There are various plans offered which  are customised to suit each segment of the community based on needs and affordability. These plans start from as little as R69 PER MONTH!

Currently, there are various packages which cater for individuals, famillies and pensioners.

Individual Package Image

Individual packages

We provide single member cover options which cater for the needs of the principal member alone.  
Family Plan Picture

Family Packages

Our products are tailor-made to cover all members of the family. We cater for the needs of single parented families and also for nuclear families. For instance the single parented plans cover the principal member (a single member) and 5 children under 21; while the nuclear family policy covers the principal member, the spouse, and 5 children under 21.

  • Single parented Family package

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  • Standard Family packages

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  • Family plus 1 packages

In addition to the family cover, members are at liberty to include one additional member to the family unit for whom they have financial obligation to bury. 

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  • Member plus 9 packages

Over and above one's immediate family, we accommodate those who need to include more members of their extended family into their policy. In addition to the family cover, members are at liberty to include any additional member to the family unit for whom they have financial obligation to bury. This plan covers a  total of 10 lives being the main member and 9 people from the immediate and extended family.

Pension Plan

Individual Pensioner Funeral Cash Plans

We also offer specific cover for pensioner with packages available for those aged between 64 and 84. This plan covers the life of a single pensioner.

Attached you will find the benefits and premiums applicable.

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Standard terms and conditions

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Claim process requirements

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Optional products 

We have the following products that can be added as extra benefits to an existing funeral cash policy at very minimal costs.

  • Parents/Parents in-law cover - From as little as R125 per month this product allows the main member to cover their parent(s) and parent(s)-in-law for a R10, 000 Cash benefit on their policy at an additional charge of R125 per month per parent. The cover is applicable to parents below the age of 75 at inception. Click here to view the package details.

 

  • Income continuation - From as little as R20 per month  a provision is made for the surviving spouse or nominated beneficiary to receive a fixed monthly income of P1,000 for 6 months in the event that the principal member passes on. Click here to view the package details.

 

  • Extended family members - From as little as R80 per month a main member who already has 10 additional members in their policy is allowed the flexibility to cover more additional members from their extended family for a R10, 000 Cash benefit. The cover is applicable to members below the age of 65 at inception. Click here to view the package details.